If disaster strikes, you’ll want enough homeowners insurance to rebuild the structure of your home, to help replace your belongings, to defray costs if you’re unable to live in your home and to protect your financial assets in the event of liability to others.
Maying your monthly mortgage is not enough to secure your home against the unexpected. Accidents happen and its best to be prepared.
Homeowners insurance is required by lenders when purchasing a property but if you didn’t research different providers at that time it’s not too late now.
What is ‘Homeowner’s Insurance?’
Homeowner’s insurance is a form of property insurance that covers losses and damages to an individual’s house and assets in the home. It also provides liability coverage against accidents in the home or on the property.
Typical homeowners insurance policies offer coverage for damage caused by fires, lightning strikes, windstorms, and hail.
It’s important to know that it does not cover some natural disasters like earthquakes and floods, you may want to speak with your insurance provider about additional coverage.
Here are some of homeowners insurance cover:
- Dwelling Protection
- Other Structure Protection
- Personal Property Protection
- Liability Protection
- Coverage Limits and Deductibles
The most significant benefit provided by property insurance is the fact that your investment is secured. With proper home insurance can eliminate the worry associated with structural damage due to severe storms, accidental fire, even slip and falls on the property.
You can get a good policy of homeowner insurance for a low monthly fee. You’ll find it to be comparable to many other many other types of insurance policies.
Homeowners insurance rates continue to rise at a steady pace throughout the United States. With a little research, we at Ask A Walker found that the average cost of homeowner insurance was roughly around $1,083 annually.
Mortgage escrow accounts are created by lenders to purchase, build, or refinance a home for them to pay your property taxes and insurance premiums for you.
The monthly payment is added to your mortgage bill and analyzed once a year to cover any increases in taxes or insurance premiums.
Finding reputable home insurance may be difficult for homeowners. At Ask a Walker we listed top ten homeowners insurance near Kingstowne. Contact us immediately if one of our vendors exceeds your expectation. If not, we’ll remove them from our list!
If you are looking for other reliable services around the area, you’ve come to the right place, click here for a consolidated list of trusted vendors near you.
HOME INSURANCE KING
Address: Alexandria, VA
Contact number: 877-776-0355
Business Website: homeinsuranceking.com
Address: 5990 Kingstowne Towne Center, Alexandria, VA 22315
Contact number: 703-848-2300
Business Website: harbour-insurance.com
BRIDGE FIRST INSURANCE
Address: 1727 King St, Ste 300, Alexandria, VA, 22315
Contact number: (571) 249-3857
Business Website: bridgefirstinsurance.com
MUSTAFA RASULI-STATE FARM INSURANCE AGENT
Address: 6715 Backlick Rd, Ste 201, Springfield, VA, 22315
Contact number: (703) 451-3434
Business Website: mustafarasuli.com
CRAIG GRIFFITH-STATE FARM INSURANCE AGENT
Address: 6417 Loisdale Rd, Suite 210, Springfield, VA, 22315
Contact number: (703) 971-7007
Business Website: craiggriffith.com
GLENN FISCHER INSURANCE AGENCY
Address: 6551 Loisdale Ct, Ste 150, Springfield, VA, 22315
Contact number: (703) 337-0924
Business Website: agents.farmers.com
MIKE HAIRSTON- STATE FARM INSURANCE AGENT
Address: 6434 Brandon Ave, Ste 202, Springfield, VA, 22315
Contact Number: (703) 455-8601
Business Website: mikehairston.com
MILENA BU – STATE FARM INSURANCE
Address: 8305 Richmond Hwy, Ste 14B, Alexandria, VA, 22315
Contact Number: (703) 799-1111
Business Website: buforyou.com
SLOANE SKELLION – STATE FARM INSURANCE
Address: 5501 Cherokee Ave Ste 206, Alexandria, VA, 22315
Contact Number: (703) 354-0292
Business Website: sloaneinsurance.com
ASHCRAFT ASSOCIATES INSURANCE AGENCY
Address: 4604H Pinecrest Office Park Drive, Alexandria, Virginia 22312
Contact Number: (703) 354-3501
Business Website: ashcraft-assoc.com