Seller's Closing Cost for Northern Virginia Homeowners

Seller Guide

Ultimate Guide to Seller Closing Cost in Northern Virginia

Doesn’t it make sense to know how much money you are going to make or spend before you start selling your home in Northern Virginia? There are two reasons people visit this page:

You are just starting the home selling process and you want to know the fees associated with selling your property.
You are in the middle of a transaction and realize that your agent never told you how much it would cost to sell your home.

No matter what’s your reason for visiting this page, you’ve come to the right place. Once you read this article, you’ll know every possible expense you will encounter when you sell your home in Northern Virginia.

My name is Abraham Walker with Ask A Walker powered Keller Williams Realty. I will be your tour guide on this page.

After selling real estate for more than a decade, I decided to put together this helpful guide for my seller clients who had similar questions about seller side closing costs.

To make this article, I interviewed several title attorneys in the area and reviewed multiple settlement statements.

If you’re here just to use our closing cost calculator, skip over all the words by clicking here and jumping down to our Seller Closing Cost Calculator.

If you’re not interested in reading the article, you can also watch my video walking you through the topics covered on this page.

Seller Closing Cost Table of Contents

Here are the sections in this article that will answer all of your questions about seller closing cost in Northern Virginia:

Introduction
- Video Overview
Closing Cost Table of Contents
Calculate Your Home Value
- What is Your Home Worth?
Closing Cost For Sellers
Closing Cost Math Breakdown
- Closing Cost Example
How Much Will I Make From Selling My Home?
- Calculate Your Closing Cost
Find Title Company in Northern Virginia
Conclusion

Here are the sections in this article that will answer all of your questions about seller closing cost in Northern Virginia:

1. Calculate Your Homes Value

It’s essential to look at selling a home differently than buying a home. Most home buyers start their process with a quick visit to the bank to assess how much home they can afford.

You’ll start your home selling process by confirming your home’s value.

YOUR HOME = BANK

Your home’s value plays a vital role in determining your closing costs because the most substantial expenses to selling a home are based off a percentage of our home’s sales price.

Before we go any further, fill out the following form to request your home evaluation report. The home evaluation will give you a comparable market analysis of what you can expect to sell your home in today’s market.

Enter your address and email address below to receive your home valuation report.

What is your home worth?

Use our home valuation form to receive your market analysis showing you what your home is worth in today’s market.
Name*
First Name Last Name
Phone*
Email*
Property Address for Evaluation*
Street Address City ZIP Code
Name
This field is for validation purposes and should be left unchanged.

2. Northern Virginia Closing Cost for Sellers

If you’re selling your house in Northern Virginia, you’ll be using a licensed company known as a Real Estate Settlement Agent (RESA). Despite the technical term RESA, you’ll hear people refer to them these type of companies by several names:

Closing Company
Title Company
Settlement Company
Title Attorney
Settlement Agent

Regardless of the name, this company has one job and one job only. Make sure you get your money from the buyer. In addition to handling the transfer of funds from the buyer to seller, the RESA also collects money and pays expenses that are related to transferring your house to the buyer. The next section will help you understand all associated cost. ** While this is an exhaustive list, your closing can include other items that did not make this list.

A. Calculating Mortgage Payoffs

Payoff of Mortgages
Since you live in Northern Virginia, you understand that most homes that are purchased in our area use a 30-year mortgage from a lender. With the average person moving every 7 – 10 year, most homes are sold with a balance on their original mortgage. Your mortgage balance is paid off with the proceeds from the sale at the time of closing. The mortgage balance is the most significant expense.
Our seller closing cost calculator has an area for you to place the current balance of your mortgage. The payoff balance can be retrieved by calling your lender, reviewing your balance online, or reviewing your most recent mortgage billing statement. If you have any problems securing the balance, call your lender on the phone and have them walk you through the process of obtaining your mortgage balance.
Payoff of Home Equity Line of Credit
A home equity line of credit, also known as a HELOC, is a line of credit secured by your home. Your home secures this line of credit and usually tied to your equity. Home equity line of credit will be satisfied or paid off after the home sale process.
Our seller closing cost calculator has an area for you to place the current balance of your HELOC. Use the space in the calculator reserved for 2nd mortgage. The payoff balance of your home equity line of credit can be retrieved by calling your lender, reviewing your balance online, or reviewing your most recent HELOC billing statement. If you have any problems securing the balance, call your lender on the phone and have them walk you through the process of obtaining your HELOC balance.”
Do I have to pay off my Home Equity Line of Credit to sell my home? In most scenarios, the answer is YES you will have to pay off your HELOC to sell your home. If you were told something different or have a special arrangement with your lender, check with them in advance before placing your home on the market.

Three Ways to Check Your Mortgage Balance - Seller-Closing-Cost-Time-0_02_1122 - Northern Virginia Real Estate

B. Calculating Real Estate Commission

Broker & Agent Commissions represent one of the most substantial expenses to selling your home. Agent commission averages around 5.5%.

The real estate agents will share the total commission between the agent that represents the buyer (selling agent) and your listing agent. The final commission you pay will depend on who you hire.

There’s no set commission rate because real estate commissions are negotiable.

Real estate is like most service-related industries, paying the cheapest rate means that the agent you’re using to sell your home will have less money to invest in marketing your property.

I don’t recommend using the real estate commission paid as the only method for choosing an agent. My endorsement is to interview three agents from three different companies that service your area.

Please pay attention to the services they offer for the commission that they are charging. The difference in service may lead to a higher sales price and more money in your pocket.

C. Understanding Title and Settlement Charges

Seller-Closing-Cost - Title-Charges - Northern Virginia Real Estate

Title Charges are total fees you pay to the Real Estate Settlement Agent (RESA) for completing the transfer process. The charges that will show up on your Closing Document can vary in name and price from company to company.

In researching for this article, and, especially this section, I’ve reviewed and consolidated the 10 title charges that are bound to show up from five of Northern Virginia’s Top Settlement Companies. Here are the settlement companies used in this section:

Name	Address	City	Phone Number
1. Universal Title – Kingstowne	5971 Kingstowne Village Pkwy Suite 120	Alexandria	(877) 645-8319
2. Monarch Title	6800 Backlick Rd Suite 303	Springfield	(703) 852-7710
3. Highland Title	44095 Pipeline Plaza #100	Ashburn	(703) 723-3300
4. Ekko Title – Woodbridge	4545 Daisy Reid Ave	Lake Ridge	(703) 497-3556
5. RGS Title	526 King St Suite 311	Alexandria	(703) 519-7600

**Charges shown are actual fees from actual closings. Title companies can change their fees without notice. This article is designed to educate you (current homeowner and future home seller) about the fees that you will incur when selling your property.**

Now, let’s discuss the fees:

Deed Preparation Fee

This fee is the cost associated with writing the real estate deed to transfer ownership to the current home buyer. 4 of the 5 title companies charged this fee.
This fee is the cost of an attorney preparing the deed for the sale and legal transfer of the property from the seller/grantor to the buyer/grantee. Of the 5 title companies, RGS is the only title company that did not charge this fee as a line item.

Name Amount

1. Universal Title – Kingstowne $175

2. Monarch Title $195

3. Highland Title $150

4. Ekko Title – Woodbridge $195

5. RGS Title n/a
Settlement Fee | Closing Fee | Processing Fee

This fee is to complete the closing/settlement by the RESA. It is the highest charge in the Title Section because it is the bulk of the work done during the transaction by the title company.
The title company acts as a middleman to ensure you successfully transfer marketable title to the buyer while the seller gets released from the lien and receives any funds after the sale. To get to a completed closing, the title company will interact with some of the following parties:
- Seller/Grantor
- Buyer/Grantee
- Seller Agent (Listing Agent)
- Buyer Agent
- Land Records
- Contractor
- Inspectors (Home, Termite, Pest, Radon, etc)
- Seller’s Lender (existing mortgage)
- Buyer’s Lender (new mortgage)
- Title Company
- Taxing Authority
- Land Records
- Homeowner’s Association (HOA)
- Condominium Association
- Utility Company
With the number of parties listed above, you can see why making sure that everyone gets paid no easy task. Hopefully, you know why it’s imperative to pick a competent title company to help you get what you want promptly.
Every RESA charge this fee. Comparing Title Companies based on these individual fees is challenging because every title company can be creative with how fees are categorized. It’s always best to look at the total charge comparing Title Company Fees.

Name Amount

1. Universal Title – Kingstowne $600

2. Monarch Title $575

3. Highland Title $339

4. Ekko Title – Woodbridge $600

5. RGS Title $725
Document Preparation

This fee covers the cost of preparing all the documents associated with the real estate transfer process. Here’s a complete list of the documents related to the sale that pertain to the seller:
- ALTA
- Closing Disclosures Buyer and Seller
- Deed
- Payoff release
- Lien Release
- 1099s – How the proceeds of the transaction are reported to the IRS.
- Nonforeign citizen certificate – affidavit that says for purposes of US taxes you are a US taxpayer
Power of Attorneys was not included in the above list because they require an additional fee.
In Virginia, the seller pays for the deed preparation, and buyers pay deed recording.
RGS Title was the only company out of the five companies to charge this fee because other companies include this fee in the settlement fee. They are also the most expensive title service of the five companies used in this analysis.

Name Amount

1. Universal Title – Kingstowne n/a

2. Monarch Title n/a

3. Highland Title n/a

4. Ekko Title – Woodbridge n/a

5. RGS Title $250
Title Release Tracking

This fee is to pay the expense of managing the lien release process. The Title Company will track the lien until it is released.
Assuming you took out a loan to purchase your home, your lender placed a lien on the property to protect their interest in the property. The name of the legal document to put the lien on the property is called “Deed of Trust.”
The Deed of Trust is recorded with Land Records at your local county office. It will show up when a title search is performed on your property.
If you still have a balance on your loan, the Deed of Trust is still recorded and attached to your property. After you complete the sale of your property, the lender mentioned above SHOULD be paid from the proceeds of the sale and release the Deed of Trust from the property.
In other words, you and the property free from the lien from the lender.
It’s not uncommon to find that a lender hasn’t removed their Deed of Trust promptly (or ever). Title Release Tracking will ensure that the lien release process is successfully taken care of on your behalf by your title company.
Another reason to be mindful of what Title Company you choose when completing the settlement process.
My analysis showed that 3 of the 5 title companies charge this fee under this category. Ekko Title includes this fee in their Release Processing Fee, and Highland Title includes this fee in their Disbursement and Release Certification Fee.
**Each additional Deed of Trust on your property will incur a Title Release Tracking fee. If you have a 2nd mortgage, you’ll pay twice as much. The same goes for Home Equity Lines of Credit.

Name Amount

1. Universal Title – Kingstowne $35

2. Monarch Title $35

3. Highland Title n/a

4. Ekko Title – Woodbridge n/a

5. RGS Title $45
Wire Fee | Distribution Fee

This fee covers postage and any wires performed by the Title Company. Any fees incurred on behalf of the transaction for receiving wires or sending wires are in this section.
In Northern Virginia, RESA’s are required to record the deed before disbursing funds. This process can take two to three business days to complete.
After the deed is successfully recorded in the courthouse, all funds will be disbursed. In the event you have a balance from the sale of your home, I recommend that you request a paper check versus wiring the funds to your account.
If you choose to have the title company wire the funds to your bank account, make sure you provide the company with your banking information and wiring instructions. Due to the amount of fraud in real estate transactions around wires, it is crucial to ensure you’re communicating to the right party.
Always, always, always, verify that you’re talking or speaking with a representative from the title company before giving out any financial information.
Of the five closings used in this article, only 2 of my clients choose to receive their proceeds through a wire transfer. Universal Title Kingstowne had the highest fee for this service.

Name Amount

1. Universal Title – Kingstowne $35

2. Monarch Title $35

3. Highland Title n/a

4. Ekko Title – Woodbridge n/a

5. RGS Title $45
Electronic Storage and Access Fee | Digital Archive Fee

This is money you pay to gain electronic access to your documents. This fee is not a standard feature offered by all the RESA’s used in this article. Monarch Title is the only company that offered this service for $25.00.

Name Amount

1. Universal Title – Kingstowne n/a

2. Monarch Title $25

3. Highland Title n/a

4. Ekko Title – Woodbridge n/a

5. RGS Title n/a
Disbursement and Release Certification

This fee covers two expenses that are previously mentioned. The Wire Fee | Disbursement Fee and Title Release Tracking Fee. Ekko Title is the only RESA charges this fee.

Name Amount

1. Universal Title – Kingstowne n/a

2. Monarch Title n/a

3. Highland Title n/a

4. Ekko Title – Woodbridge $135

5. RGS Title n/a
Seller Delivery Fee | Processing Fee

This is money you pay for the courier service that delivers the deed and lien release to the courthouse or land records. Ekko Title is the only company that charges this fee and based on the prices offered by other RESA’s; they include this charge in their Deed Preparation fee.

Name Amount

1. Universal Title – Kingstowne n/a

2. Monarch Title n/a

3. Highland Title n/a

4. Ekko Title – Woodbridge $78

5. RGS Title n/a
Digital Archive Fee

While Ekko Title is the only company that charges this fee, they are also the only company that itemizes most of their fees to make it easier to compare their services and offerings to other title companies in the area.
This fee will pay for the Ekoo Title to maintain a digital copy of your records. Most RESA’s include this charge in their Deed Preparation fee.

Name Amount

1. Universal Title – Kingstowne n/a

2. Monarch Title n/a

3. Highland Title n/a

4. Ekko Title – Woodbridge $35

5. RGS Title n/a
Release Processing Fee

Ekko Title is the only company that charges this fee. This fee does the same thing as the Title Release Tracking mentioned earlier in this article. Ekko Title tracks the lien process in house versus using a 3^rdparty vendor.
Despite this fee costing almost twice as much as other RESA’s, Ekko Title total price for Title Charges is 2^ndlowest out of the five companies.

Name Amount

1. Universal Title – Kingstowne n/a

2. Monarch Title n/a

3. Highland Title n/a

4. Ekko Title – Woodbridge $95

5. RGS Title n/a

Name	Amount
1. Universal Title – Kingstowne		$175
2. Monarch Title		$195
3. Highland Title		$150
4. Ekko Title – Woodbridge		$195
5. RGS Title		n/a

Name	Amount
1. Universal Title – Kingstowne		$600
2. Monarch Title		$575
3. Highland Title		$339
4. Ekko Title – Woodbridge		$600
5. RGS Title		$725

Name	Amount
1. Universal Title – Kingstowne		n/a
2. Monarch Title		n/a
3. Highland Title		n/a
4. Ekko Title – Woodbridge		n/a
5. RGS Title		$250

Name	Amount
1. Universal Title – Kingstowne		$35
2. Monarch Title		$35
3. Highland Title		n/a
4. Ekko Title – Woodbridge		n/a
5. RGS Title		$45

Name	Amount
1. Universal Title – Kingstowne		$35
2. Monarch Title		$35
3. Highland Title		n/a
4. Ekko Title – Woodbridge		n/a
5. RGS Title		$45

Name	Amount
1. Universal Title – Kingstowne		n/a
2. Monarch Title		$25
3. Highland Title		n/a
4. Ekko Title – Woodbridge		n/a
5. RGS Title		n/a

Name	Amount
1. Universal Title – Kingstowne		n/a
2. Monarch Title		n/a
3. Highland Title		n/a
4. Ekko Title – Woodbridge		$135
5. RGS Title		n/a

Name	Amount
1. Universal Title – Kingstowne		n/a
2. Monarch Title		n/a
3. Highland Title		n/a
4. Ekko Title – Woodbridge		$78
5. RGS Title		n/a

Name	Amount
1. Universal Title – Kingstowne		n/a
2. Monarch Title		n/a
3. Highland Title		n/a
4. Ekko Title – Woodbridge		$35
5. RGS Title		n/a

Name	Amount
1. Universal Title – Kingstowne		n/a
2. Monarch Title		n/a
3. Highland Title		n/a
4. Ekko Title – Woodbridge		$95
5. RGS Title		n/a

How much will you pay in Title Charges?

Title Companies are also known as Real Estate Settlement Agents have one of the essential jobs in the real estate transaction.

From my analysis of past closings from 5 of Northern Virginia’s Top Title Companies, you can expect to pay from the mid $600’s to as high as $1,000.

Highland Title offered the least expensive fees at $649 while RGS Title was the highest at $1,020. Here’s a breakdown of the total fees charged by each title company used in this section:

Name	Amount
1. Universal Title – Kingstowne		$860
2. Monarch Title		$830
3. Highland Title		$649
4. Ekko Title – Woodbridge		$700
5. RGS Title		$1020

D. Government Recording and Transfer Taxes

The government gets you going and coming when it comes to owning real estate.

You pay recording and transfer taxes to purchase a home, and now you have the privilege of paying similar government taxes to sell your home.

There are two taxes you’ll pay to complete the sale of your property. Let’s discuss what they are and how to calculate the tax.

Grantor’s tax | Transfer tax

This is a tax you pay to transfer your property in the Commonwealth of Virginia. The grantor’s tax provides revenue to fund transportation projects across the Commonwealth.
To calculate your expected Grantor’s tax multiple the expected sales price by 0.10%. You will pay $1 per $1,000 per thousand.
Your tax will be $500 when selling a house for $500,000.
What is WMATA Capital Fee? (formerly known as Congestion Relief)

WMATA stands for Washington Metropolitan Area Transit Authority. The state’s website describes the fee as a transportation network that’s vital to the economic growth of Northern Virginia and the Commonwealth.
To calculate your expected WMATA Capital fee multiple the expected sales price by 0.15%.
You will pay $1.50 per $1,000 or $750 when selling a home for $500,000.
Congestion Relief (for info only)

Effective July 1, 2018, the Congestion Relief tax was renamed “WMATA Capital Fee.”
You can find out more information on why the name was changed by visiting http://virginiageneralassembly.gov website and search for Senate Bill 856 for the 2018 Session.

E. Deposits, Credits, and Debits

Prepaid taxes, Home Owner Association (HOA) dues, and condo dues will show up as a credit on your settlement statement. You’re only responsible for these expenses while you’re the owner of the property.

For example, assume you pay your HOA every month. You sell your house to a new homeowner who takes possession on the 15^thday of a 30-day month.

You will receive a credit at the closing for the unused portion of the HOA dues because the new owner takes over those responsibilities.

Seller Contribution

This dollar amount will show up as a reduction to your bottom line on your Closing Document because you are contributing money to the buyer from your net proceeds.
Seller contribution benefits you because it allows buyers to purchase houses with less cash on hand.
Seller contribution limits are predetermined by the type of loan the buyer uses. Here are some of the seller contribution limits for the more popular loan products:
- Conventional financing – 2% to 9% of the sales price (depends on the intended use of the property and down payment amount).
- FHA – up to 6% of the sales price on owner-occupied homes.
- VA – up to 4% of the sales price on owner-occupied homes.
- VHDA – this isn’t a mortgage instrument and thus do not have down payment restrictions. Whatever the underlining mortgage product being on used on the property will determine the down payment assistance limit.
- USDA – up to 6% of the sales price on owner-occupied homes.
In a buyer markets (when houses take six months or longer to sell) seller’s may offer seller contribution as an incentive to purchase their home over others on the market.
During the home inspection, HOA Inspection, or Condo Inspection, deficiencies may be found that require repairs that the buyers request you to remedy. Instead of making the requested repairs, sellers have the option of reducing the sales price or offer a seller contribution.
Unless the buyers are paying cash for your property, it’s more advantageous for them to accept seller contribution.

F. Miscellaneous Settlement Charges

You’ll want to pay extra attention to this section of your closing fees because these charges are usually at the very bottom of all closing documents. The items contained in this section are here because they are infrequent to most real estate transactions. Due to the small-dollar figures and rarity of occurrence, the next section will contain a brief overview of the fees from my research with a highlight or two of the areas you may want to pay attention to or ask questions. Most of the fees fall into two groups, HOA Fee | Condo Fee, and, Fee or Charges Paid at Closing.

- HOA Fees | Condo Fees
  Selling a home located in an HOA or Condominium means that you agreed to abide by the rules of the development when you purchased your property. You are guaranteed to see a closing fee associated with your home sale because of the additional work of the Association or Development to process your property transfer. The name of the fees varies between the different associations. The most common fees the association will charge you include the preparation of the association documents. The buyer of your property will review these documents during the home sale contract period. Some associations will also include a charge for an exterior inspection of your property. This inspection will ensure your property is not violating any terms or laws set forth by the association. Here are just a few of the names used on the Closing Document:
  - HOA Transfer Fee
  - Discovery Fee
  - Move In Fee
  - Move Out Fee
  - HOA Resale Document Fee
  - HOA Resale Disclosure Fee
  - HOA Processing Fee
  - HOA Resale Package Fee
  The fee your association charges for the above services is located in the association package you received when you bought your property. To get the most current fees, we will contact your association before placing your home on the market to get an idea of what’s required to complete the transfer process.

Fees or Charges Paid At Closing
Some services or charges required to sell your home occur after the house is under contract. One of the most common costs you can anticipate paying is the Termite Inspection Fee when the buyer is using a VA loan to purchase your home. Here’s a list of other Fees or Charges that paid at the closing:
- Termite Inspection
- Termite Treatment
- Home Warranty
- Contractors
- Real Estate Agent Flat Fee*
**Be careful about the listing agreement you sign at the beginning of the transaction. You may have agreed to pay your agent an additional commission called, “Flat Fee,” without understanding the charge. Agents have been known to charge their clients with as little as $395 to as much as $2,500 in this section of the listing agreement. Seller beware.**
READ YOUR LISTING AGREEMENT BEFORE YOU SIGN IT.

3. Northern Virginia Closing Cost: Math Breakdown

Now that we know the names and description of the closing costs that are available, let’s walk through an example and break down the math: The following closing cost estimate is based on a Fairfax County, single family home with a sales price of $500,000. This example will make the following assumptions:

6% real estate sales commission
$5,000 seller contribution
Property is in an HOA that charges $250 for an HOA Resale Package

The following example is only meant to show you what to expect at closing. For a more accurate estimate, please send me an email with your address to Abraham@AskAWalker.com.

Here’s the seller closing cost example:

Sales Price
	Contract Price	$500,000
Payoffs
	1st Mortgage Payoff Amount	$350,000
Real Estate Commissions
	Real Estate Commission	$30,000 (6% max)
Title Charges
	Deed Preparation	$175
	Settlement Fee	$600
	Title Release Tracking	$35
	Wire Fee	$50
	Courier Fee	$45
Government Recording & Transfer Charges
	Grantor’s Tax County	$250
	Grantor’s Tax State	$250
	WMATA Capital Fee	$750
Additional Settlement Charges
	Home Warranty	$618
	HOA Resale Document	$264
	Termite Inspection	$35
Estimate Closing Costs / Charges = $383,072		Net Proceeds = $116,928

4. How Much Money Will I Make From Selling My Home?

If you’ve made this far in the article, you’re ready to use our Net Proceeds Calculator. With this calculator, you will help you determine how much money you can expect to put in your pocket.

Calculate Your Seller Closing Cost

Use the following form to calculate your seller closing cost in
3 Easy Steps.
1. Input anticipated sales price
2. Select Real Estate Commission
3. Add Your Mortgage Balance
1. Contract Sales Price*
2. Real Estate Commission (%)*
3. Do you have a mortgage on your home?*
- Yes
- No
1st Mortgage Payoff*
2nd Mortgage Payoff
Calculated Expenses
Grantor's Tax – County
Grantor's Tax – State
WMATA Capital Fee
Commission to Real Estate Company
Title Charges
- Deed Preparation: $175
- Settlement Fee: $600
- Title Release Tracking: $35
- Wire Fee: $50
- Courier Fee: $45
- Total Title Fees: $905
Sales Summary
You are one step away from getting your estimated seller closing cost.

Simply fill out the form and your net sheet will be sent to your email address.
Name*
First Last
Email*
Phone
Address*
Street Address City ZIP Code

5. Find a Northern Virginia Title Company

The buyer has the option of selecting the title company on the contract; this doesn’t stop the seller from choosing a different title company to complete your side of the transaction.

This step will allow you to control your closing cost expense.

The process of selecting a separate closing company for the seller side of the real estate transaction is called “split settlement.” Split Settlements are unique to Northern Virginia. Minimizing your closing cost isn’t the only reason to request a split settlement. The location of the buyer selected title company also plays into the selection process of choosing a title company. It isn’t uncommon to sell your home in Fairfax County to a buyer from Woodbridge who selects a title company in Woodbridge. No one wants to travel South on 95 at any time of the day. It’s too risky. The following list of title companies will help you select a company that’s more convenient to your location and they may have cheaper settlement fees.

Title Companies in Centreville

Use the following table to find title companies in the Northern Virginia area that service the Centreville area.

Name	Address	City	Zip	Phone
RGS Title LLC	6101 Redwood Square Ctr Ste 117	Centreville	20121	703-519-7600
Ekko Title	14245 Centreville Sqaure	Centreville	20121	703-448-3556
Executive Settlement Service Inc	5900 Fort Dr	Centreville	20121	703-631-0354
Virtual Title & Escrow	5900 Fort Dr	Centreville	20121	703-537-3580
NVR Settlement	5875 Trinity Pkwy	Centreville	20120	703-668-9350

We recommend getting three quotes to ensure you are paying the best rate for the services being offered. If you don’t know who to choose, feel free to call or text me at 703-539-2053 or send me an email to Abraham@AskAWalker.com and I’ll provide you with a recommendation for a title company near your home address.

Title Companies in Chantilly

Use the following table to find title companies in the Northern Virginia area that service the Chantilly area.

Name	Address	City	Zip Code	Phone
Centreview Title Group, LLC	3684 Centerview Dr Ste 120A	Chantilly	20151	571-318-5032
Hazelwood Title & Escrow Inc	4443 Brookfield Corporate Dr Ste 120	Chantilly	20151	703-263-1455
RGS Title, LLC	14501 George Carter Way	Chantilly	20151	703-263-1455
Providence Title & Escrow LLC	4211 Pleasant Valley Rd Ste 230	Chantilly	20151	703-961-1750
Vesta Settlement	14399 Penrose Place	Chantilly	20151	703-288-3333

Title Companies in Herdon/Reston

Use the following table to find title companies in the Northern Virginia area that service the Herdon/Reston area.

Name	Address	City	Zip Code	Phone
RGS Title, LLC	1801 Old Reston Ave Ste 100	Reston	20190	703-519-7600
ATG Title Inc	1818 Library St Ste 500	Reston	20190	703-934-2100
Ekko Title	11718 Bowman Green Dr Ste 110	Reston	20190	703-481-6200
Mason Title	1031 Sterling Rd Ste 102	Herndon	20170	703-437-1007
Monarch Title	205 Van Buren St Ste 215	Herndon	20170	703-890-0820

Title Companies in Tyson’s Corner/Vienna

Use the following table to find title companies in the Northern Virginia area that service the Tyson’s Corner/Vienna area.

Name	Address	City	Zip Code	Phone
Icon Title	1960 Gallows Rd Ste 220	Tysons	22182	703-992-9611
Premier Title	8245 Boone Blvd Ste 410	Tysons	22182	703-442-0001
Universal Title	8133 Leesburg Pike Suite 800	Vienna	22182	877-645-8319
JDM Title, LLC	1577 Spring Hill Rd Ste 300A	Vienna	22182	703-891-2568
RGS Title	8227 Old Courthouse Rd Ste 125	Vienna	22182	703-506-2981

Title Companies in City of Fairfax

Use the following table to find title companies in the Northern Virginia area that service the City of Fairfax area.

Name	Address	City	Zip Code	Phone
Atlas Title & Escrow	3939C University Dr	Fairfax	22030	703-564-9911
Cosmopolitan Title & Escrow, LLC	10627 Jones St Ste 101B	Fairfax	22030	703-865-0101
ATG Title Inc	11320 Random Hills Rd Ste 120	Fairfax	22030	703-934-2100
Walker Title LLC	11781 Lee Jackson Memorial Hwy Ste 300	Fairfax	22033	703-591-2325
RGS Title LLC	13135 Lee Jackson Memorial Hwy Ste 100	Fairfax	22033	703-519-7600

Title Companies in Burke

Use the following table to find title companies in the Northern Virginia area that service the Burke area.

Name	Address	City	Zip Code	Phone
Provident Title & Escrow LLC	6045 Burke Centre Pkwy Ste 203	Burke	22015	703-239-9600
RGS Title	6045 Burke Centre Pkwy Ste 203	Burke	22015	703-239-9600
MBH Settlement Group	9281 Old Keene Mill Rd	Burke	22015	703-913-8080
The Settlement Group	5641 Burke Centre Pkwy Ste 215	Burke	22015	703-642-6002
NVA Title	9419 Braddock Rd	Burke	22015	703-426-4320

Title Companies in Annandale

Use the following table to find title companies in the Northern Virginia area that service the Annandale area.

Name	Address	City	Zip Code	Phone
ATD Title, LLC	5033 Backlick Rd, Ste A	Annandale	22003	703-854-1855
RGS Title, LLC	7010 Little River Tpke	Annandale	22003	703-519-7600
Central Title and Escrow Inc	7617 Little River Tpke Ste 120	Annandale	22003	703-658-1300
Key Title	7010 Little River Tpke Ste 200	Annandale	22003	703-354-0561
Republic Title	7619 Little River Tpke Ste 300	Annandale	22003	703-916-1800

Title Companies in McLean/Great Falls

Use the following table to find title companies in the Northern Virginia area that service the McLean/Great Falls area.

Name	Address	City	Zip Code	Phone
RGS Title, LLC	1355 Beverly Rd, Ste 100	McLean	22101	703-519-7600
ATG Title Inc	1750 Tysons Blvd Ste 1500	McLean	22102	703-934-2100
Brennan Title Company	1420 Spring Hill Rd Ste 600	McLean	22102	703-917-0001
Ekko Title	6824 Elm St Ste 100	McLean	22101	703-821-3556
MBH Settlement Group	6862 Elm St Ste 200	McLean	22101	703-734-8900

Title Companies in City of Falls Church

Use the following table to find title companies in the Northern Virginia area that service the City of Falls Church area.

Name	Address	City	Zip Code	Phone
Advantage Settlement Inc	6521 Arlington Blvd Ste 310	Falls Church	22042	703-532-9520
Universal Title	103 W Broad St Ste 100	Falls Church	22046	703-348-6533
Capstone Settlement Group	7600 Leesburg Pike Ste 470 East	Falls Church	22043	703-748-0000
Eastern Title and Settlement	112 E Broad St	Falls Church	22046	703-270-9836
Clear to Close Settlement Services	1 Hillwood Ave	Falls Church	22046	703-442-4510

Title Companies in Springfield

Use the following table to find title companies in the Northern Virginia area that service the Springfield area.

Name	Address	City	Zip Code	Phone
Provident Title & Escrow LLC	7202B Old Keene Mill Rd	Springfield	22150	703-451-6600
RGS Title	7202 Old Keene Mill Rd	Springfield	22150	703-451-6600
Alliance Title & Escrow	6800 Backlick Rd Ste 205	Springfield	22150	703-451-5206
Premium Title Service	6559 Edsall Rd	Springfield	22151	703-642-6070
Monarch Title	6800 Backlick Rd Ste 303	Springfield	22150	703-852-7710

Title Companies in Lorton

Use the following table to find title companies in the Northern Virginia area that service the Lorton area.

Name	Address	City	Zip Code	Phone
Providence Title & Escrow LLC	8971 Ox Rd Sete 190	Lorton	22079	703-495-9600

Title Companies in Alexandria Fairfax County

Use the following table to find title companies in the Northern Virginia area that service the Alexandria Fairfax County area.

Name	Address	City	Zip Code	Phone
Settlement Group	6096 Franconia Rd, Ste B	Alexandria	22310	703-971-4701
MBH Settlement Group	5971 Kingstowne Village Pkwy Ste 210	Alexandria	22315	703-417-5000
Universal Title	5971 Kingstowne Village	Alexandria	22315	877-645-8319
Providence Title Co	4600E Pinecrest Office Dr	Alexandria	22312	703-658-4882
Walker Title & Escrow	5990 Kingstowne Towne Ctr	Alexandria	22315	703-833-0145

Title Companies in City of Alexandria/Old Towne

Use the following table to find title companies in the Northern Virginia area that service the City of Alexandria/Old Towne area.

Name	Address	City	Zip Code	Phone
RGS Title	526 Kings St Ste 213	Alexandria	22314	703-519-7600
ATG Title	1765 Duke St	Alexandria	22314	703-934-2100
Republic Title Inc	1022 Duke St	Alexandria	22314	703-549-2011
Monarch Title, Inc	675 N Washington St	Alexandria	22314	703-852-7700
Fireside Settlement & Title Services	3333 Duke St	Alexandria	22314	703-836-5834

Title Companies in Arlington

Use the following table to find title companies in the Northern Virginia area that service the Arlington area.

Name	Address	City	Zip Code	Phone
ATG Title Inc	1001 19th St N Ste 1200	Arlington	22209	703-934-2100
RGS Title, LLC	4600 Lee Hwy Ste 110	Arlington	22207	703-519-7600
Universal Title	2107 Wilson Blvd Ste 520	Arlington	22201	877-645-8319
Allied Title & Escrow LLC	3100 Clarendon Blvd Ste 630	Arlington	22201	703-567-7933
Cobalt Settlments	4600 Fairfax Dr	Arlington	22203	703-646-1000

Conclusion

Now you know as much as a real estate agent when it comes to seller closing cost.

If you are selling a home in Northern Virginia, please get in touch with me at:

Abraham Walker
Keller Williams Realty Kingstowne
5971 Kingstown Village Pkwy, Ste 110

Alexandria, VA 22315
Cell: 703-539-2053

Abraham@AskAWalker.com

Licensed in the Commonwealth of Virginia

Seller Closing Cost Table of Contents

1. Calculate Your Homes Value

What is your home worth?

2. Northern Virginia Closing Cost for Sellers

A. Calculating Mortgage Payoffs

Payoff of Mortgages

Payoff of Home Equity Line of Credit

B. Calculating Real Estate Commission

C. Understanding Title and Settlement Charges

Deed Preparation Fee

Settlement Fee | Closing Fee | Processing Fee

Document Preparation

Title Release Tracking

Wire Fee | Distribution Fee

Electronic Storage and Access Fee | Digital Archive Fee

Disbursement and Release Certification

Seller Delivery Fee | Processing Fee

Digital Archive Fee

Release Processing Fee

How much will you pay in Title Charges?

D. Government Recording and Transfer Taxes

Grantor’s tax | Transfer tax

What is WMATA Capital Fee? (formerly known as Congestion Relief)

Congestion Relief (for info only)

E. Deposits, Credits, and Debits

Seller Contribution

F. Miscellaneous Settlement Charges

HOA Fees | Condo Fees

Fees or Charges Paid At Closing

3. Northern Virginia Closing Cost: Math Breakdown

4. How Much Money Will I Make From Selling My Home?

Calculate Your Seller Closing Cost

Calculated Expenses

Title Charges

Sales Summary

5. Find a Northern Virginia Title Company

Conclusion